If you happen to’re eager about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the components you’ll wish to contemplate earlier than making a agency determination. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nevertheless, for those who’ve already determined to cancel for no matter cause, we provide you with contact info and tips about learn how to cancel your Spot coverage.
Learn Our Full Spot Pet Insurance coverage Evaluation
Spot Pet Insurance coverage Cancellation Coverage
Under is Spot Pet Insurance coverage’s official cancellation coverage:
You could contact us by way of e mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You possibly can ship written notification by e mail, fax or by mail. We’ll refund any premium that you’ve got already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance coverage
In contrast to another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation type you may fill out and submit. However they do provide you with just a few choices to terminate your coverage.
Name To Cancel
If you happen to’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is out there by cellphone Monday by way of Friday from 8am to 8pm EST. Make sure you have your coverage quantity helpful.
When you’re related with a consultant on the cellphone, you may ask any questions on canceling your coverage. If they are saying they’ll terminate your coverage over the cellphone, then you may proceed for those who’d like. Nevertheless, they might request written affirmation. If they’ll cancel by cellphone, we advocate asking them to e mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you by chance be billed after canceling.
E mail Or Mail To Cancel
Spot additionally provides you two written choices for canceling.
You possibly can ship your request by e mail at [email protected].
You may also ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.
If you happen to’d desire to deal with your coverage termination in writing, we advocate doing so by way of e mail. That method, you may ask questions and obtain a fast affirmation of cancellation in writing.
Points To Contemplate Earlier than Canceling Your Coverage
You’ll wish to hold just a few vital issues in thoughts earlier than terminating your coverage.
Different Insurers Will Exclude Pre-Present Circumstances
It’s important to know that any circumstances your pet was identified with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will doubtless be excluded from protection by any new insurance coverage supplier.
This may be extraordinarily problematic in case your pup was identified with and handled for a persistent situation, resembling arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you have the ability to cowl these veterinary bills your self? It could be clever to calculate your canine’s ongoing medical prices for a yr to find out for those who can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nevertheless, for those who cancel your coverage and have an aged pet, you could not have the ability to discover a new pet insurance coverage coverage that meets your funds and desires. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits differ by supplier).
Diseases & Accidents Can Happen Anytime
Chances are you’ll be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember the fact that accidents and well being circumstances can come up whenever you least count on them. Even for those who plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it might be clever to overlap them throughout this time to ensure your pet will not be topic to any ready period-related protection gaps.
Regularly Requested Questions
Can I Get My Cash Again From Spot?
Sure, any pro-rated cash you’ve paid prematurely for protection will doubtless be refunded after your coverage is terminated, as long as you haven’t any excellent claims.
Can I Cancel Spot At Any Time?
Sure, you may cancel your Spot pet insurance coverage coverage at any time. Nevertheless, in case you have an impressive declare, it will be clever to attend till it has been settled and any cash attributable to you has been obtained.
What Is Spot’s Finest’s 30-Day Cash-Again Assure?
You possibly can cancel your coverage for any cause inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. If you happen to submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure will not be obtainable in Maine or New York.
What Occurs To Pet Insurance coverage When A Pet Dies?
If you happen to’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you simply cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope yow will discover consolation within the reminiscences you made collectively.
Relating to your query, after your pet dies, it’s best to contact Spot’s customer support by cellphone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless have the ability to file any last claims.
How To Discover A New Pet Insurance coverage Firm
If you happen to’d nonetheless prefer to insure your pet however weren’t happy with Spot, make sure you learn our pet insurance coverage opinions to see which pet insurance coverage firms we advocate most extremely. Moreover, you will get quotes from most of the prime pet insurance coverage firms by filling out the quote type above.
We recommend doing all of your analysis and getting quotes earlier than you cancel your current coverage. This method can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry buddies is an effective way to guard your pockets and ensure your pets get the required well being care they want.
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